Instant Payments
Resilient. Realtime. Innovative.
Overview
Our deep understanding of real-time Instant Payments, coupled with our proven track record in successful implementation of instant payments, enables us to lead Instant Payments transformation for clients. From current state assessments, target state design, strong partner ecosystem, resilient and fit-for-purpose solutions, implementation, integration, testing, and ongoing support, Infinite can be the go-to partner for all capabilities in Instant Payments.
Transforming Instant Payments​ with Infinite Capabilities
Industry Compliance
We’ve empowered our customers with essential Domain and IT
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We’ve empowered our customers with essential Domain and IT capabilities for Industry compliance, including implementing ISO 20022 Messaging Standards, robust authentication mechanisms, account validations, rigorous fraud detection, risk assessment, and tools for monitoring and reporting transactions.
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Payments Simulator
Our Payments Simulator streamlines integration
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Our Payments Simulator streamlines integration validation by running over 2,000 test cases across various real-time payment processing systems. This advanced tool simulates financial institutions on the other side, responds appropriately, and handles multiple payment requests, effectively replicating real-time transaction traffic.Less
Low Code Development Approach
The Low Code enabled development approach significantly
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The Low Code enabled development approach significantly speeds up the Omnichannel app development cycle, facilitating the swift creation of applications for Instant Payments. This method streamlines the development process, boosts IT productivity, and enhances flexibility and scalability.Less
Challenges & Solutions
Adopted a payment factory model to efficiently manage and implement Instant payment process across U.S. banks and financial institutions, utilizing a cost-effective nearshore team.
A comprehensive Payment Platform Simulator solution that combines PaymentHub with a test simulator to validate various payment types, ensuring compliance, rules, and validations for ISO20022(Instant Payments) and ISO8583(Card Payments) specifications.
Unveiled a low-code/no-code platform for deploying omnichannel applications like payment pages, dashboards, and reporting screens, reducing time to market by ~30%.
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Merchant Acquiring & Processing
Merchant Acquiring & Processing
We offer clients efficient solutions for rapid merchant onboarding, customization, integration, security, and regulatory compliance, enhanced by automated data-driven dashboards and the Payment Factory model for streamlined execution.
Card Issuing & Processing
Card Issuing & Processing
Our expertise empowers businesses to innovate in Card Issuing & Processing, elevating customer experiences. Furthermore, we enable clients to deliver highly adaptable and scalable card-issuing solutions.
Payment Hubs
Payment Hubs
Our Payments 2.0 consolidates domestic, card, non-card, and cross-border payment systems into a unified ecosystem. It streamlines payment processing, ensuring efficient validation, decision-making, smart routing, and monitoring.