Cards and Payments Services
Infinite is a Market Leader implementing Payment Solutions in the US and other Global Markets.
overview
Infinite cards & payments practice brings in ample of domain and functional experience in solutioning, integrating, implementing cards & payments solutions.
FedNow Instant Payments
Infinite along with its Partner Ecosystem (GSS & PayApt) offering a comprehensive product suite meeting FedNow Instant Payments
- FedNow COMPLIANCE
Solution meeting FedNow message standards (ISO20022) and out of the box workflows.
- Payment Hub with Routing for Merchants & Fi’s
Smart Routing solution supporting Omnichannel Integration.
- FedNow Simulator and an extensive testcases as out-of-box testing services
Bring strategic value add to customer on best to enable Go Live FedNow services full tested and validated.
- Low Code Development Approach for Quick Go To Market Capabilities
Ability to deliver and share source code to customer meeting FedNow requirements.
Cards & Payments Capabilities
- Merchant services: Expertise across the merchant services value chain. Ability to design and implement modern merchant solutions.
- In-Store & Online Payment Acceptance: Design and build Payment Apps/SDK/Plug In to integrate and certify with leading gateways, alternate method of payments & value-added service offerings.
- Payment processing: Design and implementation capabilities across lead generation, onboarding, payment acceptance, smart routing, alternate method of payments, dashboards and reporting.
- Payment factory model: Deliver repeatable integration and implementation services for merchants at scale from nearshore and offshore. Innovative unit pricing and accelerators for faster rollouts.
- Card Issuer & Processor Services: Experience in end-to-end card management offerings across Credit, Debit, Prepaid, Payroll & Gift
- Digital Wallet: Experience in designing and managing a multi-purse wallet with virtual card issuance across prepaid, gift & credit platforms.
- Modernizing Card Issuing Platform: Designed a White label card issuing and processing platform to offer as a BPaaS solution across banks, Fintech’s in APAC region.
- Payment Hub 2.0: A Modernized Payment Hub offerings that enables FedNow instant payments with FedNow simulator as end-to-end testing service offerings.
- Programmable payments: Design and build a programmable payment engine for leveraging multiple accounts, loyalty points and payment sources.
- Modernizing Payment Platforms: Comprehensive Professional service offerings with leading payment platforms like EPP(Dovetail) in Cloud Modernization, Integration to banking core and surround systems in managing full resilience across platforms & products.
Infinite’s Offerings
Merchant Services Modernization & Integration
- Merchant services: Expertise across the merchant services value chain. Designed and implemented modern payment solutions and value-added services.
- In-Store & Online Payment Acceptance : Design and build Payment Apps/SDK/Plug In to integrate and certify with leading gateways, alternate method of payments & value-added service offerings .
- Payment processing: Design and Implemented lead generation, onboarding, payment acceptance, smart routing, alternate method of payments, dashboards and reporting.
- Payment factory model: Deliver repeatable integration and implementation services for merchants at scale from nearshore and offshore. Innovative unit pricing and accelerators for faster rollouts.
Card Issuer & Processing Card Services & Digital Wallet
- Card Issuer & Processor Services: Experience in end-to-end card management offerings across Credit, Debit, Prepaid, Payroll & Gift
- Digital Wallet: Experience in designing and managing a multi-purse wallet with virtual card issuance across prepaid, gift & credit platforms.
- Modernizing Card Issuing Platform: Designed a White label card issuing and processing platform to offer a BPaaS solution across banks, Fintech’s in APAC region.
Payment Hub Realtime & Smart Routing
- Payment Hub 2.0 : A Modernized Payment Hub offerings that enables FedNow instant payments with FedNow simulator as end-to-end testing service offerings.
- Programmable payments: Design and build a programmable payment engine for leveraging multiple accounts, loyalty points and payment sources.
- Modernizing Payment Platforms: Comprehensive Professional service offerings with leading payment platforms and incorporated a Cloud Modernization, Integration to banking core and surround systems in managing full resilience across platforms & products .
Infinite’s Offerings
Merchant Acquiring & Processing
Card Issuing & Processing
Instant Payments FedNow, Zelle
Payment Hub Programmable Payments & Cloud Modernization
Merchant Acquiring & Processing
- Merchant services: Expertise across the merchant services value chain. Designed and implemented modern payment solutions and value-added services.
- In-Store & Online Payment Acceptance: Design and build Payment Apps/SDK/Plug In to integrate and certify with leading gateways, alternate method of payments & value-added service offerings.
- Payment processing: Design and Implemented lead generation, onboarding, payment acceptance, smart routing, alternate method of payments, dashboards and reporting.
- Payment factory model: Deliver repeatable integration and implementation services for merchants at scale from nearshore and offshore. Innovative unit pricing and accelerators for faster rollouts. Explore
Card Issuing & Processing
- Card Issuer & Processor Services: Experience in end-to-end card management offerings across Credit, Debit, Prepaid, Payroll & Gift
- Digital Wallet: Experience in designing and managing a multi-purse wallet with virtual card issuance across prepaid, gift & credit platforms.
- Modernizing Card Issuing Platform: Designed a White label card issuing and processing platform to offer a BPaaS solution across banks, Fintech’s in APAC region. Explore
Instant Payments FedNow, Zelle
Infinite along with its Partner Ecosystem (GSS & PayApt) offering a comprehensive product suite meeting FedNow Instant Payments
- FedNow COMPLIANCE: Solution meeting FedNow message standards (ISO20022) and out of the box workflows.
- Payment Hub with Routing for Merchants & Fi’s: Smart Routing solution supporting Omnichannel Integration.
- FedNow Simulator and an extensive testcases as out-of-box testing services: Bring strategic value add to customer on best to enable Go Live FedNow services full tested and validated.
- Low Code Development Approach for Quick Go To Market Capabilities: Ability to deliver and share source code to customer meeting FedNow requirements. Explore
Payment Hub Programmable Payments & Cloud Modernization
- Payment Hub 2.0: A Modernized Payment Hub offerings that enables FedNow instant payments with FedNow simulator as end-to-end testing service offerings.
- Programmable payments: Design and build a programmable payment engine for leveraging multiple accounts, loyalty points and payment sources.
- Modernizing Payment Platforms: Comprehensive Professional service offerings with leading payment platforms and incorporated a Cloud Modernization, Integration to banking core and surround systems in managing full resilience across platforms & products. Explore
Solutions / IT Accelerators
Business Insights Executive Dashboard
PayApt Testing-as-a-Service (TaaS)
PaymentHub SmartRouting
Digital Onboarding Platform
Business Insights Executive Dashboard
Infinite and Corezi (partner) jointly came up with a “Business Insights, Executive Dashboard and Reporting” tool for Cloud POS Merchants and is extendable to other clients.
PayApt Testing-as-a-Service (TaaS)
Infinite and PayApt jointly offering “Testing as Service” for Instant/Realtime Payment Clients” with realtime simulator extending to all INSTANT Payments network specs (FedNow, TCH, Fedwire, Swift etc).
PaymentHub SmartRouting
Infinite and GSS partnering to launch “Payment Hub, a smart routing engine” for Banks, Credit Unions, Fintechs, Corporates to handle all B2B, B2C, A2A, P2P payments through a centralized paymenthub that orchestrates the transaction to different networks supporting ISO20022 format. It integrates with a FedNow test simulator to perform end-to-end testing and certification before going Live with FedNow.
Digital Onboarding Platform
Designed and Implemented robust Digital Onboarding Platform for PFAC that gets white labeled with core services around eKYC, OFAC, AML and underwriting process to perform a complete validation, onboarding and contract generation with digital signature service integration.
Talk to our Experts
Our Payments specialists have been providing bespoke solutions to capital market participants and other financial institutions leveraging.
Infinite’s Offerings
FedNow – Instant Payments
- Implementation of Instant / Instant & immediate Payment and settlement 24*7*365 with FedNow.
- Experience with 20022 messaging standard as fit by FedNow.
- Internal & partner expertise, Futuristic payment solutions e.g. QR code scanning, request to pay etc.
Payment Hub
- Expertise in enabling centralized “PaymentHub”. Integration & Implementation across Payment Types - Cards, Checks, PaybyBank, etc.
- Multiple Channels integration - Instore/Kiosk, Online / Mobile & Enterprise platforms using reusable SDK/Plugin/ Connectors.
- Deep knowledge in industry standards and compliance for testing PII, PCI, Security and ADA.
Integration Services
- App/Product/Service implementation using APIs, Microserviecs, Messaging Platforms, Streams, ESBs, Rest/SOAP services.
- Integration strategy, design and roadmap for batch, real-time and messaging queues.
- Cloud/platform Integration with cloud-based applications and services in AWS, Azure and GCP.
Merchant Services
- Modernization & Integration experience in Merchant Acquiring Services using POS/PED /GW/Apps/ SDK/ Plugin/Connector/HCO
- Digital solution to uplift in-store experience for merchants.
- Digital Merchant OnBoarding App to collect Merchant information digitally, underwrite and activate.
GenAI & LLM
- GenAI based transformation leveraging use cases across Customer Experience & Omnichannel, Decision Making, Client Acquisition, Marketing etc.
- GenAI Accelerators like AIOPS : Chat-Native LLM Enabled Decision Support Systems.
- AI/ML Platform Orchestrator with Model Observability, Model Engineering with Foundation Models and Model Chaining.
Solutions - IT Accelerators
Business Insights & Executive Dashboard
Infinite and Corezi jointly came up with a "Business Insights, Executive Dashboard and Reporting" tool for Clover Merchants and is extendable to other clients.
Testing-as-a-Service
Infinite offers end to end testing services across banking & payments domain. We support multiple payments specifications with real-time simulators & pre-defined test cases for FedNow, TCH, Fedwire, Swift etc.,
PaymentHub
A Smart-Routing Engine
Infinite offers out of the box cloud agnostic Payments Hub frameworks & accelerators that can assist clients to accelerate the Payments Hub implementation to support B2B, B2C, P2P payments through a centralized orchestration layers to connect with multiple payment networks.
Digital Onboarding Platform
Designed and Implemented robust Digital Onboarding Platform for PFAC that gets white labeled with core services around eKYC, OFAC, AML and underwriting process to perform a complete validation, onboarding and contract generation with digital signature service integration.
Insights & Resources
Insights and Resources for Cards & Payments
Stay updated with the latest trends, insights, and resources in the Cards & Payments industry.
